2025 Course Schedule
Personal Finance Fundamentals
Master the basics that most people never learn. We'll cover budgeting without feeling restricted, emergency funds that actually work, and debt elimination strategies that stick.
- 12 weeks of practical sessions
- Real-world case studies from Australian households
- Personal budgeting templates and tools
- One-on-one progress check-ins
Investment Strategy Workshop
Move beyond saving into building wealth. Learn how to evaluate opportunities, understand risk, and create an investment approach that matches your life goals and timeline.
- 8 intensive weekend sessions
- Portfolio analysis workshops
- Australian market focus with global perspective
- Guest speakers from local investment firms
Small Business Finance Mastery
For entrepreneurs and business owners who want to understand their numbers better. Cash flow management, financial planning, and growth funding strategies that actually work in practice.
- 11 weeks combining theory and application
- Create your own financial dashboard
- Loan and funding strategy development
- Tax optimization for Australian businesses

Meet Your Instructor
After spending fifteen years helping Darwin businesses navigate financial challenges, Zephyr brings real-world experience to every lesson. She's worked with everyone from struggling sole traders to growing tech startups, and she knows what actually works when theory meets reality.
Business Finance
Cash flow management and growth planning for Australian SMEs
Investment Planning
Portfolio strategy and risk assessment for individual investors
Financial Recovery
Debt management and financial rebuilding strategies
Tax Strategy
Optimization approaches for personal and business taxation